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Writer's pictureMaddie Craig

SAVE MONEY & TIME: WHY YOU SHOULD REGULARLY CATEGORIZE YOUR EXPENSES

– BY MADDIE CRAIG | 2024


Tips - Save Money and Time: Why You Should Regularly Categorize Your Expenses

Don’t let your “I’ll do it later” pile become your biggest tax season headache!


You might tell yourself, I’ll get to it later, but as the months fly by, those uncategorized expenses start to pile up. Fast forward to tax season, and you’re suddenly faced with an overwhelming number of transactions that haven’t been assigned a category.


Here’s how that scenario typically unfolds and, more importantly, how to avoid it..


The Unpleasant Reality of Last-Minute Categorization

When tax season arrives, your tax preparer will need your financial reports to get started. But what happens when those reports include a glaring line item labeled “Uncategorized Expenses”, or simply, no entries at all? It means trouble—not just for your peace of mind but also for your wallet.


Your tax preparer may have to sift through all those transactions to understand what each expense is for, which can be both time-consuming and costly. Tax professionals often charge by the hour, and rates can be steep, especially when they’re working under the pressure of a deadline. Not only does this put unnecessary stress on your tax preparer, but it also delays your tax filing and could even lead to penalties if your taxes are filed late. 🥴


Imagine paying high rates for something that could have been easily managed over time. Sounds frustrating, right? The good news is that this scenario is entirely avoidable.


The solution is simple: stay proactive with your bookkeeping. 

Option 1: Stay on Top of Your Bookkeeping Regularly 📝

Consistency is your best friend when it comes to keeping your books in order. By categorizing your expenses as they come in—every week or at least every month—you ensure that your financial reports remain accurate and easy to read.


Benefits of Regularly Categorizing Your Expenses:

  • Less Stress During Tax Season: Your financial reports are accurate and ready to hand off to your tax preparer with minimal adjustments.

  • Reduced Fees: The more organized your books, the less time your tax preparer will need to spend sorting through them.

  • Better Financial Insights: Categorizing your expenses regularly gives you a clearer picture of where your money is going and helps with budgeting and financial decision-making throughout the year.


Tips for Staying Consistent:

  • Set a recurring reminder on your calendar to review and categorize your expenses weekly or monthly.

  • Use bookkeeping software that allows you to easily label and sort transactions.

  • Make a habit of reviewing receipts and invoices promptly to jog your memory about recent purchases.


Option 2: Hire a Professional Bookkeeper 😎

If the idea of staying on top of your bookkeeping sounds daunting or if you simply don’t have the time, outsourcing may be the best choice. Hiring a professional bookkeeper ensures that your expenses are consistently categorized, your books are accurate, and your financial reports are always up to date.


Benefits of Hiring a Professional:

  • Peace of Mind: You no longer have to worry about tackling a pile of uncategorized expenses at the end of the year.

  • More Time for Your Business: With bookkeeping off your to-do list, you can focus on other important tasks that drive your business forward.

  • Seamless Tax Prep: When your books are in order, your tax preparer can get straight to work without delays, saving you money on hourly fees and potential stress.


Why Choose Our Bookkeeping Services? We specialize in making sure your financials are up to date, accurate, and ready to hand off to your tax preparer at any time. No more scrambling or hefty fees for last-minute categorization. With our services, you get complete, ready-to-go financial reports that set you up for tax season success. ✨


Meet The Author

Image is a photo of the author - Maddie Craig

Maddie Craig is the founder of Blue Cypher Bookkeeping, a detail-oriented bookkeeper, and definitely a “numbers nerd”! She is passionate about helping organizations understand the full story of their financials and using it to make more confident decisions and grow strategically. She has experience working with a wide array of clients, including small businesses and non-profit organizations. When not crunching numbers, she and her husband enjoy traveling, being active in the community, and sharing their love for good food with friends and family.


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